Author Archives: Cindy McCourt

Lesson 5b: Twice a Month Paycheck Plan

If you completed the tasks in Lesson 3: Get Ready and Lesson 4: Set Up the Spreadsheet, you are ready to move forward in preparing your digital tracker and planner. If you reviewed Lesson 5a: Single Monthly Paycheck Plan, you will see the same steps below. However, the running balance will be different. In this lesson,Continue reading “Lesson 5b: Twice a Month Paycheck Plan”

Lesson 5c: Every Two Weeks Paycheck Plan

If you completed the tasks in Lesson 3: Get Ready and Lesson 4: Set Up the Spreadsheet, you are ready to move forward in preparing your digital tracker and planner. If you reviewed Lesson 5b: Twice a Month Paycheck Plan, you will not be surprised regarding the steps that follow. However, there is a difference soContinue reading “Lesson 5c: Every Two Weeks Paycheck Plan”

Lesson 5d: Front Loaded Paycheck Plan

Let’s start by explaining what I mean by front loaded. The concept is simple. The income from one month is used to pay the next months commitments. Instead of talking about it, consider a sample using the income and commitments from Lesson 5c: Every Two Weeks Paycheck Plan. Sample Front Loaded Digital Tracker and PlannerContinue reading “Lesson 5d: Front Loaded Paycheck Plan”

Lesson 6: Tracking Actual Commitments

You planned that your electric bill in January would be $100. The odds that a utility bill is an even $100 are low so this is a perfect example of a planned commitment that needs to be updated with the actual cost. Updating your digital tracker with actual costs should be done with each transactionContinue reading “Lesson 6: Tracking Actual Commitments”

Lesson 7. Balancing Against the Bank

If you are just joining us, we are near the end of the series on personal finance management. This is the part where you reconcile the balance shown in your digital tracker and planner with the balance the bank shows. The process used for this task has been around for … well, for as longContinue reading “Lesson 7. Balancing Against the Bank”

Lesson 8. Adjusting for the Future

At the end of Lesson 7, Balancing Against the Bank, the front loaded plan was balanced against the bank and the January withdrawals do not exceed the income assigned to that month, even with the $50 gift. However, how does the future look? Scrolling down, the first negative balance appears in the month of April.Continue reading “Lesson 8. Adjusting for the Future”

Instructions for Making Trail Mix Banana Bread

I wanted to practice my instructional writing. My recent discovery banana bread recipe found at https://kirbiecravings.com/healthy-banana-oatmeal-bread/, my lessons learned, and my customizations afforded me the perfect opportunity. Instructional Planning Learning objective: At the end of the instructions, a learner will be able to make either a banana bread loaf or multiple mini muffins. Audience: AdultsContinue reading “Instructions for Making Trail Mix Banana Bread”

Hiring a Nonfiction Writer

Let’s get the obvious out of the way: not all writing assignments require the same skill sets. With that said, there are definitely overlaps such as the ability to compose a sentence, assemble paragraphs, and organize the flow of content. So, what do you need to consider when hiring a nonfiction writer? Two most influencingContinue reading “Hiring a Nonfiction Writer”

Web Accessibility Blogs

My Website Accessibility blog posts on prometsource. WCAG 2.1 in 7 Perspectives Top 12 Accessibility Issues Web Accessibility Overlays: True Fix or False Pretense? 4 Key Success Factors for Driving Change Does Your Website Need an Accessibility Report Card? Creating Accessible Documents Accessibility Remediation is a Must What’s New in WCAG 2.1 Does an AccessibilityContinue reading “Web Accessibility Blogs”